Flood lingers four months later for those hardest hit
October 27, 2012 at 7:00 pm in Duluth News Tribune
Trudy Fredericks and Ryan Murphy were in a celebratory mood despite persistent rain as they drove from Home Depot to their nearly finished home in the Fond du Lac neighborhood on June 19.
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What was most frustrating about the whole mess was the continual announcements that there was money freely available to help those families most affected – when in truth, there was not. The small business administration pushed, pushed for people to apply for flood money and after a long, lengthy and in depth application they simply approved people for loans that were at much higher interest rates then those people could have gotten locally at lower interest rates. I think so many people donated money thinking they were helping those who had suffered such losses, but the truth is that few “qualified” to be “vulnerable” enough to utilize any of those funds. Would be interesting to know how much of those funds actually were spent and how much were put towards other, non flood needs or banked for future “disasters”. I don’t want to look at this as a political issue but there was a lot of misinformation out there about money available to help, building permits, etc. and sadly, the Mayor – who should be first in line to advocate for those most affected, was so late to the game that when he finally stepped in it was too little to late. We couldn’t have predicted this storm and the disaster that followed but hopefully we can learn from it by being prepared in case it ever happens again.
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Even if you were ‘crazy’ enough to apply for Government Help you would then have to show the Government Loan Agency PROOF of Flood Insurance to cover your Loan,,,,,, it is NUTS !!!
Minimum of $1500.00 dollars a year for Flood Insurance !!!!
Obama FAILED the People AGAIN !!!!!!
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I am not going to get into the politics, but I don’t think you can blame Obama for the cost of flood insurance. I believe there was an article in the DNT that said only about 7% of the affected people had flood insurance simply because flood insurance is so high. The rates for flood insurance have been extremely high for many, many years though – well before Obama. Though I think you could say that this administration could have agreed to designate the community as a Fema disaster area so some of the fema funds would have been an option for some of the local personal loss. – (Fema has helped out in other parts of the country for other natural disasters) But even those that did have flood insurance found much of their loss not covered, and lots of red tape for the money people had spent on flood insurance. I feel especially bad for the people in this article who have been unable to return to their new home on the hill because of slide issues. In the end, it was the generousity of thousands of volunteers who willingly rolled up their sleeves and did some major dirty work that helped families affected, – even more than money. If you were one of those volunteers – I hope you know what an impact you made.
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Ever wonder what would have happened if the area in question had a more diverse population what help would have been given.??
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