5 tips for avoiding financial regret
September 24, 2012 at 7:00 pm in West Central Tribune
Most people say their greatest financial regret is habitually overspending, according to the National Foundation for Credit Counseling.
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5 tips for avoiding financial regret
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well Carl … I work full time … I have always worked full time … I have worked since I was 14 years old … I own my house free and clear, I own 2 newer vehicles free and clear … I don’t owe on my credit cards … I have never bounced a check nor have I ever paid any of my bills late … I have never received any type of governmental assistance …. but somehow I think you presume I am a bad person … untruthful as well, and that you are the only one left on earth who is ‘good and true’ … you don’t get to think that way … somehow you are of the mindset that if you vote for the democratic party that you are a scourge on society … well then alas I am a scourge on society! alas there are million more ‘scourges on society’ just like me … I am, dare I say it … a lowly middle class person .. there I said it!
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that’s good advice Wayne … it just doesn’t work in the real world anymore … things happen … an unexpected car repair, medicine is needed for a sick child … our government and society (yes both republicans and democrats) have never encouraged us to save our $$ … and if you want to buy a house or a car … heck, if you want car insurance you need a credit rating … our financial district has driven this … it’s neither good or bad if you can manage your money … but when you take the 3rd mortgage on your home to take a vacation .. well then I’m not feeling too sorry for you anymore!
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An unexpected car repair or the kids getting sick is a lot different than people buying things they can’t afford. Just because the loan company tells you that you can afford a $500,000 house doesn’t mean you should go in hock for that amount. Why does the government or society have to encourage you to save? Take responsibilty and do it yourself credit rating or no credit rating.
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your right Lora it is our own responsibility to save, no one elses … but our country is consumer driven, and we as Americans like to buy …. but I SO AGREE on your comment that just because someone says you can get a $500,000 house doesn’t mean you should … those interest only loans just drive me crazy! my goodness people, own something … pay it off … it’s a great feeling to not make car payments … and as parents, encourage your children to save as well!!!!!!!!!!!!
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Neither Republicans or Democrats have encoraged us to save or money. What the heck are you looking to politicians financial advise? If you think St. Paul or Washington is the place for advise on you money, I see financial problems in you future. Self restraint will serve you well.
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I want tell everyone, no matter your circumstance or “station” in life, you CAN do the right thing for yourself. Take responsibility for your actions and be an adult. While the government has a big part in creating an economic disastor, people who don’t take responsibility for their own issues are their own enemy. This is for all areas of life – relationships, money, housing, kids, and on and on. I am very thankful that my father raised me to be independent and even though I’ve made bad, even stupid, decisions, I own them and they have taught me lessons the government can’t.
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