by Grand Forks Herald
December 27, 2010 at 2:55 am in Grand Forks Herald
The 2011 North Dakota Legislature will grapple with how to implement national health care reform in the state. Continue Reading
Tags: health care reform, ND politics, North Dakota Legislature 40 Comments »
It’s pretty scary seeing “Absent Andy” Hamm in charge of coming up with information on the effects of health legislation.
Let me give you an example.
On the first day some of the “Obamacare” reforms took place, I got a letter from Blue Cross Blue Shield of ND. It said that my rates were going up 43.2%
Impossible I said, nothing has taken place to cause that sort of rise. I called BCBS and got the professional tsk tsk. Then I called the ND Insurance Dept. I talked to a Miss Larson. She informed me that I was lucky, their acturary, Mr Fix had run the reforms and the numbers and actually my rate should have increased over 50% but BCBS thought they could get by with a $570.30 increase a month from me so they settled on the 43.2% I kept saying it wasn’t reasonable but was told they were the experts and had the numbers.
Well, that wasn’t doable. I dropped my BCBS. Put the rest of my family on a temporary insurance with a big deductible and went without myself.
A couple of weeks after this guess what, BCBS wrote me saying there had been a mistake and the increase was more like 20% How did that get through the review?
Now lets move to the governor’s budget and how much BCBS is increasing for the state. For the next two years, starting July 1 the state will pay 7.4% more, some $80 more a month per employee.
Difference? My increase was before the election and the states increase makes the governor look good.
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I don’t know if my comment will be pertinent to this article, but isn’t it illegal to force someone to have to buy something under the constitution? Including health insurance like the Obamacare says we have to?
I think a lot of people are going to end up in jail, or fined big time because they won’t want to be forced to buy insurance, therefore they won’t.
Its just wrong.
Just a humble thought: I’d think that if insurance was 100% privatized, and insurance companies wanted only people who actually took care of themselves, unlike the majority of Americans, (obesity, smoking, and so on) then more people would take of themselves. And insurance would mostly be for the pupose of freak accidents, unusual diseases, and other things we humans actually have no control over.
Under a govenment system, I think people who know big daddy govenment will always take care of them, will be less likely to be aggressive about taking care of themselves.
Thats how the government funded education system is. When parents have to be responsible for their childrens education themselves, low and behold, you get homeschoolers. And statistically, homeschooling kids to by far better than government school kids. Just think about it.
You have a lot of assumptions there on what you think people will do, along with a very cruel result for people who through no fault of their own are in a bad situation.
“And statistically, homeschooling kids to by far better than government school kids.”
Yup, but be aware it is a skewed sample.
“The median income of a homeschooling family is $75,000-$79,999 (Dr. Brain D. Ray, 2009). And, homeschool parents have more formal education than the general population. 66.3% of fathers and 62.5% of mothers have college degrees or higher, compared to the general public. 29.5% of males over 25, and 28.0% of females have college degrees or higher.” http://www.evsd.org/documents/parent_education.pdf
Julie Nelson says this is important stuff, at http://www.evsd.org/documents/parent_education.pdf.
A blanket statement that homeschooling is better is tough to defend. The most important thing may be simply how involved parents are in kids’ education: if they are involved and supportive, at home or at public schools, the kid is more likely to do well.
If Mitt Romney (a republican) can mandate people have insurance in the state of Massachusetts, then I believe the federal government can do so as well. Romney’s plan wasn’t dropped yet, and that is what Obamacare essentially is a copy of.
I hope you’re not right Dave, but I’ve got this sinking feeling about Obamacare…
To Adam Swip, the fact that a little over half of homeschooling parents are college educated just goes to show you that those parents know what bull k-12 education is. These university educated parents KNOW up front and center what a racket govenment corporate modeled k-12 school is from the inside. The only advantage a college educated parent has over a non-college educated homeschooling parent is two things. One: Because you’ve got the degree, you’ve got the confidence to homeschool. Two: You know exactly from the inside what bull, how stupid and boring is the K-12 educational system is.
Well, GBA, I’ve got this sinking feeling about the current system of health care. Costs are going up at a far higher rate than income and, in the not too distant future, will be too high for all but the wealthy. That’s not a guess, it’s the trend. And, for the record. it’s NOT obamacare, it’s universal health care. Of course, using it’s proper name wouldn’t sound as evil as you would have us believe.
Given the current climate of health care, the only rational health care plan IS a universal plan. If anyone else has a better alternative, which would make health care affordable and available to all, please feel free to share your wondrous ideas.
To chunck: Its unconstitutional to force people to buy something, including healthcare insurance. I say open up the healthcare market to drive prices down. Let Target get a walkin clinic, or walmart. And let private business’s open up more health care offices to bring on competition and drive the prices down.
Now with Obamacare, healthcare will have a chokehold on our tax money. There won’t be competition for the best healthcare. I don’t think that’s good for innovation in the healthcare system, like we’ve been lucky enough in the past.
MRI’s were invented in the U.S. So were bionics. I don’t think these would have been invented in any other market but the U.S. with its competition and its innovative culture.
In fact, almost all of the greatest inventions of the last century were invented in the U.S.
The Big Bang Theory: U.S invented
Mapping of the Genome: U.S.
The Birth Control Pill: U.S.
And so many more inventions important to humanity. All invented in the U.S. And its all done on a competitive, free market society.
We’ll be one step closer to losing that with Obamacare.
GBA, There is a huge # of people that rely on emergency room care because even though they can afford insurance they don’t buy it. The rest of us have to pick up the tab. If you could get out of your free market religion you could see the reason for requiring people to pay up. Those who really can’t afford insurance would be IDed and taken care of. BTW the WWweb was invented by a Brit. at CERN in Switzerland. Yes those damn commies invented something. Oh yeh, they were the 1st to put a man in orbit. I can cherry pick as good as you can GBA.
Please, please, please tell me you didn’t just suggest that Walmart or Target become places for health care.
I also agree that people shouldn’t be forced to buy health care. However, I feel even more strongly that other than those directly involved in providing care, NOBODY should be able to make a profit off of people needing health care.
Go ahead, call me a Socialist and smear me now.
What are you refering to Spearman? Commies? You don’t make any sense.
The Internet was not an idea of an individual, but a visionary thought in the minds of many geniuses. The first person who initiated this idea of mass amalgamation of knowledge was Leonard Kleinrock an AMERICAN. He published his first paper on May 31, 1961, ‘Information Flow in Large Communication Nets’. He understood the concept that an individual phone line and modem for each person is very expensive. One could overcome this problem with the application of packet switching that allows multiple users to connect using a single connection. He replaced the old circuit switching process with packet switching. This new concept referred to the transfer of information online and depends on the theory that is very important for the working of the Internet.
The Soviet Union had launched the first satellite, Sputnik I, that prompted the US President Dwight Eisenhower to create the APRA agency. This was to stay in the lead in the arms race and appointed J.C.R. Licklinder as the head of the new IPTO (Information Processing Technology Office) organization in 1962. Licklinder applied his vision of a galactic network and thought to commix all the people around the world with this galactic network.
As he lacked the experience in computer programing, he appointed Lawrence Roberts (an AMERICAN) to help him create the Internet for ARPA. Lawrence lead a team that created the ARPANET (Advanced Research Projects Agency Network), in 1967. Thus, was created the precursor that lead to the development of Internet. He was the first scientist to use the full potential of the new circuit created by Kleinrock. Even today, you will find, Internet uses packet switching as the primary method for transferring data. You can read more on how to share files over internet.
The Network Working Group (NWG), held their first meeting in 1968, which was presided by Elmer Shapiro (an AMERICAN) of the Stanford Research Institute (SRI). The other attendees of the meeting were Steve Carr, Jeff Rulifson, Ron Stough, Steve Croker and Ron Stoughton. They discussed the issues related to hosts that communicate with each other. Then in 1968, Shapiro published a report ‘A Study of Computer Network Design Parameters’. Lawrence Roberts and Barry Wessler created the final version of the Interface Message Processor (IMP) specifications based on the works of Shapiro, Paul Baran, Thomas Marill and many others. Soon, Bolt Beranek and Newman, Inc. got a contract to design and build the IMP sub network.
The first network switch and piece of network equipment called ‘IMP’ (Internet Message Processor) was sent to UCLA on August 29, 1969. Thus, the first data moved from the UCLA host to the switch on September 2, 1969. The first Internet message was sent from a computer science professor Leonard Kleinrock’s laboratory to the University of California on October 29, 1969. This was after the second piece of network equipment was installed at SLI. This was considered as the first Internet backbone.
It was the AMERICAN’S who invented the internet Spearman.
Privatize everything and leave government out.
Inventions as a result of competition will save more lives I believe than if we give everyone automatic Obamacare or universal healthcare middle-of-the-road health care.
Geez GBA, get up to speed here. The WWWeb is not the same thing as the internet invented by ARPA. You’re good at researching what the internet is now research what the WWWeb is.
“Its unconstitutional to force people to buy something, including health care insurance”
If it’s in the interest of public safety and security, that is not true. We are forced to purchase auto insurance for that very reason. Granted, this insurance purchase is based on an initial acquisition (car), but the underlying reasoning is the same….the public’s well-being.
In addition, we are required to pay for trash pickup (health), street maintenance (safety), and other infrastructure projects that help ensure public safety. This is no different that being forced to purchase a share of these items, only it’s in the form of a “tax”.
Forced purchases, when in the public’s best interest, are not only constitutional, they’re sometimes necessary.
Don’t forget, those of use who currently have health insurance are paying for those who do not. Who pays for emergency room care for those without means, or without insurance? We do, by paying higher premiums. Does that not mean we’re already being “forced” to pay for something resembling communal health care? The only difference between the current system, and the proposed universal health care, is that everyone will be responsible for paying a part.
Health care is not a luxury like an iPod or a Caribbean getaway, it’s a necessity….for everyone. The Declaration of Independence states that, among other things, “life” is an “unalienable right” (read: not a luxury).
If universal heath care fails, I hope that congress votes to ax Medicare and Medicaid. It should be subsidized health care for everyone, or no one.
What else could we do in the name of public safety/interest?
We could outlay motor vehicles because every year 30,000 fatal accidents occur every year. Under your fallacious statement of constitutionality, this could be done.
We could also force people to eat a diet proscribed by the government. Or we could bring back some of those darling experiments from the era of eugenics like forced sterilization. Wouldn’t that be in the interest of public safety/interest?
Also chuck, car insurance is not required because you own a car, it is required if, and only if, you use that vehicle on a public roadway. If you have a vehicle that you drive around your yard, an officer cannot cite you for having no auto insurance, because the state of North Dakota does not have jurisdiction to require vehicle insurance on a vehicle used on private property. This is why you do not need to insure your lawnmower.
Not everyone believes in Obamacare the way you do Chunck.
I’m one of them.
I believe in gay and abortion rights. So I’m not a conservative, at least not socially. And I’m atheist.
But I’m conservative fiscally. I don’t believe in universal health coverage or Obamacare. I don’t believe its in our best interests in the U.S.
There are lost of us who feel this way. That’s reality.
So what’s new GBA. Answer Chuck’s point. Don’t just tell us about your atheism.
By the way GBA, I’ll sleep better now knowing you understand the difference between the web and the internet.
There’s a lot of us who are going to fight the unconstitutionality of Obamacare. And it just doesn’t sit well with a lot of us. It like there two Americas right now. the old America of our grandparents who worked their butts off for this country and made what it is. And a new America that is more European in its core. I’ll take the America of my Grandparents thank you very much. I like freedom. There are lots of us who don’t think car insurance is all that great either. It shouldn’t be law to have it. Think about it. People would drive so much better if they knew it was coming out of their pocket if they screw up. There’s an accountability that is lost with car insurance.
And I do believe in a few things that should be covered by everyone’s taxes. But most things can be privatized wonderfully.
GBA writes, “Think about it. People would drive so much better if they knew it was coming out of their pocket if they screw up.”
When I drive, potential damage to my vehicle is the least of my concerns. My life and body, as well as those of others, mean a lot more to me. I don’t think I’m that much different in regard to that than most.
The car insurance that is required is liability insurance. The requirement of carrying a minimal amount of liability insurance doesn’t really protect the driver. It protects the person who may have been hit by someone who likely cannot afford to pay for the damage he or she inflicts upon someone else. Your logic is so flawed it is beyond comprehension…and you claim your homeschooled children are better off than they would be in a “government” school! I think not.
Open up the health care market and health care prices would drop dramatically.
Oh, baloney, nothing costs more than the insane unsustainable idiotic system we now have; we are the only industrialized country in the world with a worthless archaic system, and we continue to fall behind the rest of the world. It is killing us economically, and it costs nearly twice what the best health care system in the world does (France). There is no freedom in health care now, it is dictated by a bunch of nameless, faceless bureaucrats in private insurance firms, and they alone will tell you what health care costs for which you will qualify. Health care in the US IS rationed now, and only the wealthy can get decent coverage, the rest of us are condemned to inferior, half assed coverage which costs us a fortune, it is time the citizens of this country took back health care from the profiteers. Every health problem costs all of us, its time for all of us to take charge. There is nothing unconstitutional about mandated universal coverage, in fact it is imperative. Only idiocy could defend what we now have. “Obamacare” is hardly a step away from our current disaster, it is one small step for mankind in this country, but it is still a first step. I will not stop advocating for real reform until we get close to what works, and I will not stop fighting the stupid misinformation about attempts to reform our failures in health care, I care too much for the future of our great country.
The new head of the Minnesota Health Dept. Dayton appointee wrote a Strib op-ed piece about a month ago. He made the point about why so many functions in our society get paid for whooly with taxes, i.e. roads, military etc., and here we allow, maybe the most important function, healthcare, to remain privatized thereby allowing massive profits for drug companies, insurance agencies etc.
“Open up the health care market and health care prices would drop dramatically.”
You keep saying that. How would that work? Competition? In many competitive markets, prices have actually gone up. Why? Each entity tries to outdo the other, keeping up with the Jones’s so to speak, so their costs for infrastructure and equipment rises. That’s not always the case, but it proves that competition is not a panacea.
Keeping up with the government you mean. Prices have gone up as the government has required insurance to cover more and more things, for everyone, regardless of the insured’s wishes. Removing government mandates from insurance policies would allow much greater consumer freedom when choosing an insurance policy.
That is patently absurd. Removing insurance regulations would only make thing WORSE for a number of reasons.
1. The insurance company would have COMPLETE control over your care
2. If you get sick, you may get dropped without recourse
3. If you have a pre-existing condition, you will be denied coverage
Tell me, HOW is that better?
Tell me how mandating specific coverage for group policies is better? Why do I have to pay for OB/GYN coverage? I am a single male, and I’m pretty sure I’ll not be needing an OB/GYN this year.
Okay Chunck. How about those who are drooling for universal healthcare, get and pay through taxes for universal healthcare.
And those who don’t want it, who think its unconstitutional, pay for it themselves, or through their jobs. And then their taxes are not robbed for that either. And if they can’t afford it, and still don’t want forced illegal coverage, just not use medical services if they can’t pay for it. I’d sign those papers. Sign me up! I value my freedom more. Many have died for the freedoms we have in this country. I would too. Freedom first please.
You can keep your universal health coverage.
So when you’re 65 GBA you don’t want the universal coverage we now have with Medicare? We should trust your judgement when you don’t know that the internet and the Web are different techs.
Good point, Spearman. Do those of you who feel strongly about the unfairness of universal health care going to pass on it when the time comes? And no, we will not believe you if you say “yes”.
Good point by you too,Chuck! Their logic is truly amazing in its 1/2 bakedness.
You keep your America, I’ll keep mine, which is freedom and the constitution.
Spearman, you’ve made it very clear you don’t like the U.S. Why don’t you leave?
How come you’re not commenting on the muslim attacks Spearman?
You can’t can you, because you are for what those muslims did, aren’t you.
The West has been colonizing and attacking the ME for the last 150 yrs. to prevent them from controlling their own destiny
Islam has been at war with the west and other places (India) for 1400 years.
Its started with Muhammed’s exploits. Like when Moohammed stopped a caravan and had all 600 of the innocent people beheaded while he watched then he stole their stuff. Which was the ultimate purpose of Muhammed’s raids. And THAT’S the guy you want to emmulate? Sick!
You know big, big corporate power wants universal health coverage. Because then if they pollute our water, food, air, we tax payers have to pay for the healthcare result costs. Big, big business has always wanted stuff to be paid by the middle class. Why do you think they support public schools (free daycare for their employees so they don’t have to pay their employees and so on), roads and freeways, and so on. Because we pay for it, and then they use it without paying.
I’d like it to stop.
So will you say no to universal care when you turn 65?
Wow, is THAT a distorted view. Big business would love to have universal health care to allow them to compete with the foreign companies on a level playing field. Right now all the offshore competition does not have to include health care in the price of its product, they wind up having lower prices and a healthier workforce. Whether health care is public or private its cost winds up in the price of every product and service in any economy, but in our privatized system we wind up paying an enormous profit to the private firms. The result is that our health care is 18% of our GNP when all of our competition pays half that and still gets better health care.
Big business would love to have Obama/universal health care so much that as of Nov. 2010, 111 major corporations have been granted waivers to opt out. AT&T has estimated 1 BILLION in increased health care costs if their waiver is not granted, jerry.
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